|
|
Disability Income
• Up to $15,000 in monthly income
• Choice of three Benefit Periods
• Choice of Waiting Period
• “Own Occupation” protection
• Optional Benefits available
• Available to Applicants under age 60 |
|
Worldwide Accident Protection
• NEW Travel Assistance Benefit
• Up to $500,000 in benefits
• Up to $100,000 MEDEX Travel Assistance Benefit
• Around the clock, around the world protection
• Available to Member & Spouse under age 65
• No Health Questions Asked |
|
|
Business Overhead Expense
• Up to $30,000 in Monthly Benefit
• Pays eligible Office Expenses during Disability
• Choice of Waiting Period
• Payable up to 24 Months
• Available to Applicants under age 60 |
|
Long Term Care
• Tax Qualified Plans (including Partnership)
• Nursing Home & Home Health Care
• Rates do not increase with age
• Available to age 85 |
|
|
Term Life
• Benefits up to $2,000,000
• Dividends (Not Guaranteed but based on group experience)
• Non-Smoker discount
• Accelerated benefits for terminal illness
• Accidental Death double benefit option
• Available to Members under age 60
|
|
Businessowners Office Package
• A custom plan of protection for your Practice
(Building/Contents, Business Liability, Equipment Breakdown, etc.)
• Medical Office Coverage includes Special
Endorsement for Physician’s Office
• Flexible premium payment plans, electronic funds transfer
plan & 24 hour, toll-free claims reporting |
|
|
Hospital Indemnity
• Benefits from first day of hospitalization
• Up to 500 days of benefit payments
• Up to $160 daily benefit
• Double benefit for intensive care
• Available to Member & Spouse under age 60 |
|
Workers’ Compensation
• Coverage for On-the-Job Accidents & Illnesses
• Dividend Eligible Program (As earned, not guaranteed, based on
favorable experience through the Safety Group for New York
Physicians)
New York State Disability (DBL)
• Disability Coverage Off the Job
• Favorable Rates and Service for your Employees |
|
Group Long-Term Disability
• Designed to supplement existing individual Disability
Protection.
• Definition of Occupation includes Own Specialty including
Sub-Specialty. This provides protection for the Specialty you
trained for and are performing.
• No Medical Underwriting, with timely enrollment, up to the
Guaranteed Issue Amount. |
|
Travelers Personal Lines Program
• Offers Personal Lines Insurance and offers high-quality
automobile and homeowners insurance at low competitive
rates.
• Individual policies are issued that are tailored to fit your needs
and may also cost less than your current insurance.
|