Business Auto Insurance

Protect Your Business Assets from Auto Liability Risks

If you or one of your employees causes an accident while driving a company vehicle, your business can be held responsible. 

To protect your business, you need a Business Auto policy.  Like your personal policy, a Business Auto policy is a package that includes bodily injury and property damage liability coverage.  There is also Comprehensive and Collision coverage for autos owned by the business.

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Why Business Auto Insurance?

  • Insurance limits are typically higher than on a Personal Auto Policy.
  • It covers situations where your employees are using their own vehicles for business. (“Non-Owned Auto”)
  • Most policies provide liability coverage for your employees’ own vehicles when used for business, if the claim expense exceeds their personal policy limits.
  • Your Personal Auto Policy may have exclusions relating to business use.


Information provided is a summary only. For complete terms and limitations, please refer to the applicable Certificate or Policy of Insurance. Specimen copies available upon request.