Pet Insurance

No matter if they're clumsy or able to defy gravity, our furry family members make life more interesting.

However, when the unexpected happens to them, you may need coverage that can help ease the burden of veterinary expenses. MetLife Pet Insurance can help. 

Here's how it works:

  1. Enroll - Select and enroll in the coverage that's right for you and your pet and download our mobile app. 
  2. Care - Take your pet to the vet and pay the bill; manage your pet's health and wellness using the app.
  3. Cover - Send the bill and your claim documents to us and receive reimbursement1 by check or direct deposit if the claim expense is covered under the policy. 

It's that simple. A small monthly payment today can help keep your pet happy and healthy. 

Get Your Quote


Help protect your dogs and cats while enjoying benefits like:

  • MetLife Pet mobile app with marketing leading features to help you manage your pet's health and wellness and submit and track claims. 
  • Flexible coverage with up to 90% reimbursement1
  • Freedom to visit any U.S. licensed vet
  • Optional Preventative Care Coverage2
  • 24/7 access to Telehealth Concierge Services
  • Discounts up to 30%3 and additional offers on pet care, where available
  • A 5% discount* on premiums for members of participating Medical Societies and Bar Associations. *Discount is not available in MN or TN. This discount is only available to individuals who are eligible members or employees of an entity that has arranged for MetLife Pet to offer pet insurance (the discount is 10% for Employer Groups and 5% for Associations).


1. Reimbursement options include: 70%, 80% and 90% and a 50% option for MetGen policies and a 65% option for IAIC policies only. Pet age restrictions may apply.
2. For IAIC policies, optional Preventive Care coverage is based on a Schedule of Benefits. For MetGenpolicies, optional Preventive Care coverage is included in the annual limit.
3. When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.

Coverage issued by Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, and Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 11333 N Scottsdale Rd, Ste 160, Scottsdale, AZ 85454. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).

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