Commercial Umbrella Insurance

Extra Liability Protection For Your Business

Commercial Umbrella Insurance provides an extra layer of liability coverage in case your business is sued and the limits of your primary business liability policy are exceeded.  If you don’t have an umbrella policy, after your primary policy limits are exceeded, your business’s assets are at risk.  With the size of verdicts and settlements against businesses on the rise, it is important for your business to purchase this extra protection.  

For example, if one of your employees causes a car accident while on company business, or if a patient or customer slips and falls in your office, your business may be sued for an amount over and above your primary business liability coverage.  Knowing that your business assets have an extra degree of protection with Commercial Umbrella coverage can give you the peace of mind you need to focus on your business.

This umbrella protection is generally quite affordable, especially in light of the amount of coverage that you may purchase.  Up to $10 million of Commercial Umbrella Coverage is available.  The amount of coverage you should purchase depends on the size of your business and other risk factors.  Please contact us to discuss this important coverage.

(Information provided is a summary only.  For complete terms and limitations, please refer to the applicable Certificate or Policy of Insurance.  Specimen copies available upon request.)