‘Tis the season to start thinking about what we’re grateful for. But gratitude is way too valuable to our physical health and well-being to be relegated to one day a year, as we sit around a table with loved ones, ready for a feast. You may think that gratitude is just a feeling… but it is so much more than that! Practicing gratitude can actually

*Special Edition Blog* The pandemic changed how many businesses, including professional practices, do business.  More people are working from home, we are all increasingly reliant on online communication tools, and the use of telehealth services has grown exponentially. All of these changes – resulting in more business taking place online -- translate into...

We get bombarded every day with hundreds of thousands of inputs to our sensory system. Every noise we hear in the office, every movement we see on the commute home, and every surface we touch between the two. Our systems can get easily...

The saying “there are only 24 hours in a day” is a pretty good mantra for us to remember. There are ONLY 24 hours in one day, and there are usually more than 24 hours’ worth of things we want to accomplish in any given day. This leads us to the conclusion that... 

Countless thoughts go through our minds all day. Sometimes it may feel as if our thoughts are controlling us...They put us in either a positive or negative state of mind. Let’s take a look at meditation and the role it plays...

There are almost unlimited things you can do to spend time in nature: hiking, sailing, skydiving, sand surfing, or less extreme activities like walking, reading under a tree, or sitting in the sunshine. Spending time in the sun, earth, sky and water is...

Ah, the work week. Hitting up the gym for a morning boost of pep-in-your-step, fueling up on coffee or favorite wellness shot, answering emails before you even get to the office, and going non-stop until you...

There’s no way to predict what life will throw at you.  Unexpected stressors are bound to come your way, knock you for a loop, and allow stress and anxiety to creep in. You could find yourself with a sudden...

Why are there so many idioms involving laughter? Well, the answer is that laughter is POWERFUL. That’s right! Laughter can affect your physical, mental and emotional well-being. That's pretty amazing for something that...

It’s no secret that the last couple years have taken their toll on all of us. Working long hours, working from home, virtual school, back to school, adhering to guidelines, changing guidelines… this is pandemic life. 

With Americans living longer, the need for long term care is great. 70% of people turning 65 can expect to use some form of long term care during their lives.

Cybercrime has been rising significantly over the last several years.   It’s probably on the list of “things that keep me up at night” for most business owners.   There are ways to address concerns about cyberattacks and cybercrime, with cyber insurance being one of them.  We’ve been talking to business owners about cyber insurance for about the last decade, and many of our customers have decided to 

The need for life insurance is greater than ever. The Covid-19 pandemic has not only affected our daily lives, it has also prompted many of us to reassess our physical and financial well-being. This has led to an increased awareness of the need for life insurance. However, the number of Americans with life insurance has continued to decline. Why is this?

Celebrating 100 years in business. Buffalo Business First article regarding the family business. 

It’s now been about two years since the #MeToo movement exploded.  It’s clear that all employers and supervisory employees have to work to prevent and address sexual harassment, which has existed for too long in many workplace cultures.  While being mindful of these responsibilities, business owners and managers also need to consider the potential financial ramifications for our own businesses and workplaces.  This is especially true in New York, where new laws...

With more physicians now employed by hospitals and large groups, there are more physicians with employer-provided insurance benefits available to them than in the past.  Often, these employment benefits include group Long Term Disability (LTD) insurance.  While this is a valuable benefit, most physicians should...

This is the second article in a two-part series about comparing insurance policies.  In the first article, I discussed the challenges involved in comparing different disability policies and different life insurance policies. Below I discuss other types of policies and make additional recommendations for when you are comparing one policy with another.

We frequently speak with customers who are comparing various insurance policies to determine which one to purchase.  Comparing proposals for different policies can be more difficult than meets the eye, as I discuss in this two-part series of articles.