The Sellers Insurance Blog

 

 

Why Purchase LTC Insurance?

Thursday, November 18th, 2021

With Americans living longer, the need for long term care is great. 70% of people turning 65 can expect to use some form of long term care during their lives.

Cyber Alphabet Soup

Thursday, October 28th, 2021

Cybercrime has been rising significantly over the last several years.   It’s probably on the list of “things that keep me up at night” for most business owners.   There are ways to address concerns about cyberattacks and cybercrime, with cyber insurance being one of them.  We’ve been talking to business owners about cyber insurance for about the last decade, and many of our customers have decided to 

Need for Life Insurance Greater Than Ever

Friday, September 24th, 2021

The need for life insurance is greater than ever. The Covid-19 pandemic has not only affected our daily lives, it has also prompted many of us to reassess our physical and financial well-being. This has led to an increased awareness of the need for life insurance. However, the number of Americans with life insurance has continued to decline. Why is this?

Pandemic and Cyber Insurance

Thursday, January 14th, 2021

The pandemic has changed how many businesses, including medical practices, do business.  More people are working from home, using home networks and sometimes personal devices, which tend to be less secure than dedicated office networks and equipment.  We are all increasingly reliant on online communication tools, with people working from different locations and some face-to-face interactions limited.  The use of telehealth services has grown exponentially since the pandemic started.  All of these changes – resulting in more business taking place online -- translate into...

Celebrating 100 Years- Buffalo Business First

Thursday, September 17th, 2020

Celebrating 100 years in business. Buffalo Business First article regarding the family business. 

Employment Related Liability- Update

Monday, December 16th, 2019

It’s now been about two years since the #MeToo movement exploded.  It’s clear that all employers and supervisory employees have to work to prevent and address sexual harassment, which has existed for too long in many workplace cultures.  While being mindful of these responsibilities, business owners and managers also need to consider the potential financial ramifications for our own businesses and workplaces.  This is especially true in New York, where new laws...

Spring 2019 Customer Newsletter

Tuesday, June 11th, 2019

Don't Rely Solely on Employer-Provided Disability Insurance

Friday, April 5th, 2019

With more physicians now employed by hospitals and large groups, there are more physicians with employer-provided insurance benefits available to them than in the past.  Often, these employment benefits include group Long Term Disability (LTD) insurance.  While this is a valuable benefit, most physicians should...

Comparing Insurance- Part Two

Tuesday, September 11th, 2018

This is the second article in a two-part series about comparing insurance policies.  In the first article, I discussed the challenges involved in comparing different disability policies and different life insurance policies. Below I discuss other types of policies and make additional recommendations for when you are comparing one policy with another.

Comparing Insurance- Part One

Tuesday, September 11th, 2018

We frequently speak with customers who are comparing various insurance policies to determine which one to purchase.  Comparing proposals for different policies can be more difficult than meets the eye, as I discuss in this two-part series of articles.

2018 Business First Listing

Tuesday, July 3rd, 2018

Why Attorneys Need Disability Insurance

Monday, July 2nd, 2018

If you are a sole practitioner or in a small firm, chances are that you don’t have disability insurance through your firm. You need to secure disability insurance so that, if you got sick or injured and couldn’t work, you’d be able to pay your mortgage or rent, make your student loan payments, or pay your children’s tuition. 

Employment Related Liability in the #MeToo Era

Monday, June 25th, 2018

The last year has seen near-constant revelations of sexual misconduct by high-profile individuals, such as Harvey Weinstein, Matt Lauer, and Charlie Rose, in the workplace, giving rise to the “#MeToo” movement.  This movement has emphasized that all employers and supervisory employees have to work to prevent and address sexual harassment, which has existed for too long in many workplace cultures.  While being mindful of these responsibilities, business owners and managers also need to...

2018 MLK Day of Service

Monday, January 29th, 2018

Help Prevent Common Holiday Claims

Tuesday, December 19th, 2017

2017 Adopt a Family Campaign

Thursday, December 14th, 2017

2017 Agency Sales Awards

Wednesday, December 13th, 2017

Sellers & Co. Appointed with MLMIC

Friday, September 1st, 2017

Welcome BAEC Members!

Monday, July 24th, 2017